Archive for June, 2009
Jun
30
What is a good reason for backdating my claim for Housing Benefit?
Posted by: | Comments
I want to apply for my claim to be backdated.
((Backdating a claim means when you think your claim should have been paid from an earlier date and you ask for it to be reconsidered.))
I need some examples of what they may be able to accept as good reasons (for example: i was too ill to claim etc.)
Thanks.
Quick House Sale
Jun
30
Sell and Rent back scheme suspended | Sell and Rent back with Soda …
Posted by: | CommentsWith immediate effect we will not be offering our Sell and Rent Back Scheme. Sell and Rent back also known as Sale and Rent back is where the client would sell their home to us, but continue to live there as a tenant. …
Jun
30
I heard somewhere that, technically, even Roman Abramovic can be paid by the benefits system because he has a home in the UK? Is this true, and if so what are the rules and laws that enable this to happen?
Rent Back Fast
Jun
30
Ways to Stop Repossession of Your House
Posted by: | Comments
When you get a loan from bank to buy a house, you sign an agreement giving an authority to the bank to take that house back from you if you miss payments. This is known as “Repossession”. Repossession is a legal process that occurs when a bank obtains a court order to take possession of a property due to non-payment of the mortgage.
When banks have threatened to step in and repossess your home, it can be an extremely difficult and emotional time in anyone’s life. One of the worst things anyone could possibly face in his life is to be told that the roof over his family’s head is going to be taken away from him and he has absolutely no choice in the matter.
However, the truth is that there are ways that can be taken to stop repossession. The following steps can be taken by all home owners facing or about to face repossession:
Consult Your Bank Immediately: If you know that you are struggling from financial problems for some time and there is a chance that you could miss a payment in the next one or two months, consult your bank and let them know about your situation. The banks are usually understanding and will do everything in their power to help you out.
Request for Grace Period: This is usually 3 to 6 month period which the bank will grant you whereby you need not make any payment at all. The reason behind this is to give the home owner a grace period in order to sort his financial problems and get things back to normal.
Consult a Property Buyer for Help: This can be one of the best options if all the above mentioned options fail. There are property buyers who actually specialize in buying houses and help to stop repossession of your home. These property buyers are usually very flexible; they can buy your property from you and rent it back to you, allowing you to remain in your house after the sale. This can be helpful particularly when the home owner would like to remain in the same geographical area due to schools, jobs, etc.
Quick Property Buy, one of the leading property buyers in UK can help you to stop repossession of your house. The company can complete a quick property sale which is guaranteed, without facing the uncertainties of the housing market which could put your home at risk.
To know more Repossession, please visit the site http://quick-property-buy.co.uk
Rent Back
Jun
29
How can a voluntary repossession hurt you?
Posted by: | Comments
My husband and I live in a crap, crap, crap, did I mention crap mobile home. Well, now we need to buy a house becuase our place is falling apart and I hate that my son has to grow up in such a POS. Anyway, we still owe on this place but KNOW that no one will pay a penny for this place. So, I’m wondering if my husband agreed to a voluntary repossession and we got the mortgage in my name how bad would that hurt us?
Sell House Quick
Jun
29
Is there an anonymous line to report a car for repossession?
Posted by: | Comments
I know a dead beat who isn’t making car payments and refuses to call back the dealership (since it was leased) to turn the car in. Is there anyway I can report the whereabouts of the car anonymously? They think he still lives in another state but he actually moved 6 months ago.
Quick House Sale
Jun
29
Sell and Rent Back A Real Alternative To The Open Market « Sell …
Posted by: | CommentsBut as with any recovery, it’s speed will depend on the usual 3 factors: mortgage rates, the economy and the number of homes for sale . Sell Rent Back says: August 28, 2009 at 11:42 am. True you’re right it wouldn’t be news if they …
Jun
29
7 Ways to Avoid Your Car Being Repossessed
Posted by: | Comments
As a result of the current economic climate in the UK, an increasing number of people are finding making repayments on car loans difficult and as a result their cars are being repossessed. Having your car repossessed can often be a huge financial strain as loan companies resell or auction the repossessed car as quickly as possible for a knockdown price and then chase you to pay the difference. If your car has been repossessed or you have been served with a default notice finding helpful information can often be difficult.
But could this whole situation have been avoided in the first place? Below are some top tips on avoiding car repossession:
1) SHOP AROUND - When you first go ahead with a purchase its important to check the market. There are many companies offering different rates and different terms. Shopping around can get you the best deal and ultimately save you money so payments can be more affordable during more difficult times.
2) DECIDE WHICH IS THE BEST TYPE OF LOAN FOR YOU - Secured loans, hire purchase car credit are all different types of loan. Check carefully which is most suited to you and your budget to avoid your car being repossessed.
3) DON’T BE PUSHED INTO ANY DEAL - When buying a car or getting a loan for a car you can easily be pushed towards the wrong option for you by commission hungry salesmen. Don’t commit to anything until you have done your research. There is no harm in asking for a day or two to think about your final decision.
4) CALCULATE THE TOTAL AMOUNT TO BE REPAID - Although repayments may be low how much are you actually paying by the end of the agreement? Buyers often overlook how much they will end up paying and ultimately end up paying much much more.
5) CAN YOU AFFORD THE REPAYMENTS? - Are you buying over your budget? Is this really what you can afford. Sometimes the desire for having a nicer car than your budget can afford will bring problems when making repayments.
6) CHECK THE SMALL PRINT - When signing any agreement it is imperative to check the small print thoroughly and know your rights. Remember these contracts have been drawn up by cunning lawyers who are paid by the loan companies to make the deal seem more attractive and get the most out of you if you default on payments.
7) SPEAK TO THE LOAN COMPANY - If you are struggling with repayments, DO NOT HIDE. Often just speaking to the loan company can be the best way to avoid having your car repossessed. They may be able to adjust your repayment schedule or allow you time to come up with the funds.
If you found this article useful please feel free to find more information on car repossession or where to buy a repossessed car.
Rent Back Fast
Jun
29
can a member of my close family rent a house from me and claim housing benefit?
Posted by: | Comments
He is disabled and going through rough time and will be homeless with his son if he cant find somewhere that will accept housing benefit, but i dont know if its allowed. I have just bought a house to rent out and am willing to let him have it
just to add this is in the uk !!
Real Estate Professionals
Jun
29
How To Avoid Repossession Today
Posted by: | Comments
Using a loan or a credit card to make a huge purchase is good for you because you are going to be able to have something, like a house or a car that you arent able to afford to pay for just out of your pocket. Using loans means that you can have anything you want, and you can pay for it very easily, each month. This is very great because you can have all of the things that you want to have and you can have them very easily. However, there is a problem that goes along with this, and this is the danger of repossession.
Repossession is something that happens when you arent able to make your payments. If you cant pay the bank for whatever loan you took out, and if you are missing payments to them, since they own your property they can come and take it back. The bank would be able to do repossession, which means that they can come in and take whatever you used their money to buy. This can be very bad for you, so you need to make sure that you know how to avoid repossession.
There are several things that you can do to avoid repossession and to make sure that your items remain your items. One of the best things that you can do is to make sure that you are always organized, so you know how much you are going to have to pay, and when each of these payments is going to have to be made. This is something that is very easy for you to do, and something that you should be in the habit of doing for all of the bills that you have to pay. Being organized can mean that youll never miss a payment due to forgetting about it. In addition, by being organized you will feel more in control of your finances and feel better overall.
The other thing that you can do to avoid repossession is to keep the lines of communication open with the bank. If you are missing payments, or if something has happened and you are not going to be able to make your payments, you should contact the bank and talk to them about it. Many times if you talk to the bank you can figure out way for you to get back on track, and if you are open and honest with them youll see that it is much easier for you to be able to get what you want.
If neither of these ways helps you to avoid repossession there are some things that you should know. First of all, if repossession is threatened the best thing to do is to contact the bank and pay whatever it takes for you to keep your item. This is going to allow you to keep your property, but is also going to keep repossession off of your record. This is going to be very good for all of the parties concerned.
Sell and Rent Back
